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Would getting dealership insurance benifit you if you own 13 cars boats and toys but can only drive 1 at a time?

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I can tell you how much it costs and perhaps the math will work it's self out. Depending on your state's laws (garage & parking code) dealer ins for 15 vehicles worth aprox $30000 all together costs about $400 a month. Depending on the net worth of your toys it will change.


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Do you need insurance for cars parked overnight at your dealership?  You have 6 cars why should you have to pay on each one when you can only drive one at a time?