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Will one speeding ticket in 16 years of clean driving raise your insurance rates?

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Probably not, unless it extreme. Such as doing seventy in a school zone.

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I don't know how it is in any other state, but in Michigan, insurance companies look at if you have any major tickets in the past 5 years, which would be like a DUI, and if you have had any minor tickets in the past 3 years. If you have any tickets older then 5 years, then they don't count towards your insurance anymore.

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