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What is the purpose of health insurance?

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To offset the costs of medical bills. The idea is that you are still responsible for the bills, but the LARGER costs are usually picked up by the insurance company. It's not a scheme so that you never have to pay anything for services, it just makes it a little more affordable.

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First answer by Redbeard. Last edit by Redbeard. Contributor trust: 2107 [recommend contributor]. Question popularity: 16 [recommend question]

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