What is the best term insurance policy?

The best term insurance policy is the one that meets your needs and fits your budget.

In 2003, the most popular type of term insurance policy purchased in the USA was Level Term Life Insurance (97%).

Level term life insurance provides premiums and coverage that remain level for the entire term of your policy - usually up to 30 years. You may purchase level term life insurance for 10, 15, 20 or 30 years.

You want to consider how long you need the coverage, how much you can afford to pay, what type of coverage you need, how much coverage you need, and then compare free quotes for term life insurance.

First answer by Steveshorr. Last edit by Hadley77. Contributor trust: 30 [recommend contributor]. Question popularity: 10 [recommend question]