What is collision and comprehensive on an auto insurance policy?

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I am a licensed insurance agent. Comp is if your vechile is stolen, or damaged by something other than a car which you will have to pay the dec. Coll is if you get into a car accident and say the person did not have insurance then your coll would kick in. But in most cases there property damage will cover you depending on the state. I am from florida and it is a no falt state so it doesnt matter. You need to check with your agent and see your dectibable. I would suggest uninsured motorist just in case they dont have insurance your medical will be paid. But that has nothing to do with the com/coll. hope it helped. Tammy

First answer by ID1092664339. Last edit by ID1092664339. Question popularity: 20 [recommend question]

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