What does boat insurance cover?

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Boat Insurance can cover:

  • The agreed value of your boat,
  • The motor and hull
  • Personal Property (cellphones, TVs, etc)
  • Protection against uninsured boaters
  • Tow Coverage
  • Wreck removal/salvage
  • The Trailer
  • Personal Injury (yourself and those on board)
  • General Liability
  • Weather Damage
  • Spill Coverage

Be sure to talk to a boat insurance specialist like United Marine Underwriters to figure out exactly what you need.

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First answer by J6mw. Last edit by Willcmars. Contributor trust: 10 [recommend contributor]. Question popularity: 134 [recommend question]

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