![]() |
If your spouse dies without a will and the home was not titled in both names will the surviving spouse become the sole owner of the property.? |
[Edit] |
Answer
According to most state laws, without a will, the wife is entitled to a portion of her husband's estate. If he didn't have a will, and had children, the whole estate, including the house, gets divided according to the state's law. Some states have homestead provisions, which again means she has an interest in the property, if it was her main residence. But the percentage is sometimes capped by the state's laws.
Other Info
The wife will inherit everything unless there are children, in which case the state's intestate laws apply. Typically the wife has a life estate in the property and half interest in the property in its entirety. The children get the other half interest. This protects the children if the mother remarries, or if she was the second wife and not the mother of the children.
Some states have a Dower Right, meaning the widow has interest in any and all real property the husband owned during his lifetime. It is one of the reasons that if the husband sells a peice of property, even if her name isn't on the deed, she has to sign off that she is relinguishing her dower rights to the property.
It depends upon how the property is titled. If the property is titled as Joint Tenants, Joint Tenants With Rights Of Survivorship or Tenancy By The Entirety (married couples only) the property will pass directly to the other tenants and will not be subject to creditor action for debts of the deceased or probate disbursement.
When the property deed does not specify the method in which ownership is held, the state's default laws apply.
Wills are so important. The government can actually take everything but seldom do. Usually the home will go to the surviving spouse. You will need to seek proper legal counsel and also see your bank if there are any savings accounts, stocks/bonds, mortgage payments and I suggest you do that to gather information to give to the lawyer. There are specialized people at your bank that can sit down with you and go over all of this.
Sorry to hear of your loss.
Good Luck.
God Bless.
Marcy
First answer by Marcy. Last edit by Macky. Contributor trust: 3587 [recommend contributor]. Question popularity: 93 [recommend question]





