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If your 16-year-old son got his license but did not drive would your insurance company charge you extra?

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You don't have a way to convince the insurance company that he won't drive, if he has a license. So yes, he will have to be named as a driver on your policy. If you have fewer cars than drivers, he can show as an occasional driver, and your agent can help you determine which car will give him the most favorable rate.

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First answer by Jalex137. Last edit by Jalex137. Contributor trust: 575 [recommend contributor]. Question popularity: 51 [recommend question]

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What happens when your son gets his license?  Can you drive through any state with a license?  If your 16 year old son got his license but did not drive would your insurance company state farm charge you extra?  Can your 16 year old son be under your auto insurance without paying extra premiums?