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If you have a low bodily injury cap can you be sued?

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Maybe. The individual states enact laws concerning personal injury claims. Some states have "caps" which do not allow a person to sue above the maximum coverage. Which means if the defendent has less than the maximum bodily injury coverage, the insurance company will pay what the policy terms dictate and the insured can be sued for the difference.

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First answer by Macky. Last edit by Macky. Contributor trust: 3458 [recommend contributor]. Question popularity: 30 [recommend question]

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