How does getting a seat belt violation ticket affect your insurance?

In: Tickets Points and Auto Insurance Rates

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I got a ticket for not wearing my seatbelt in California a month ago and my car insurance went up IMMEDIATELY $25/month, I have not had a ticket in 25 years.

Most insurance companies, ignore that violation when rating insurance premiums, unless you have excessive ones.

This type of conviction is a red flag to insurance raters, as it indicates a "lack of respect for the laws". And if you are in a crash with out a belt, your injuries will be huge. And so will the insurance costs.

That is why they DO pay atention to that kind of ticket.

First answer by anonymous. Last edit by 1opinion. Contributor trust: 20 [recommend contributor]. Question popularity: 142 [recommend question]

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