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How do you know if a life insurance offer is legitimate?In: Life Insurance [Recategorize] |
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Answer
If you have a question about the validity of the offer you can contact the department of insurance in your state and ask if they have received any complaints regarding this insurance company. Also, if you have an attorney you can have them review the offer and verify its validity.
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It certainly sounds "too good to be true," to be able to blindly purchase life insurance through the mail, without the underwriter reviewing your case. I would be very skeptical of that sort of policy.
On the other hand, even seriously ill people can find affordable life insurance coverage -- for face amounts significantly larger than the $10,000 you cited. The key is finding a knowledgeable broker with experience in placing tough cases.
Contact the state you reside in Insurance regulatory agency
First answer by ID0000000000. Last edit by Sdresh. Contributor trust: 417 [recommend contributor]. Question popularity: 198 [recommend question]
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