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How do you get auto insurance without a license?

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You can't legally drive without a driver's license. But assuming you own a vehicle that you still want to cover for physical damage you should be able to get coverage. If you have someone else that you want to allow use of your vehicle then you could list them as a driver on the policy. Don't drive without a valid license though. People do go to jail for being habitual traffic offenders.

Obtaining Auto Insurance without a Drivers License

Here is some input from FAQ Farmers:

  • The way to do it is over the phone. All you need is a check or credit card, and a fax machine! Make sure you have all the information on your car available including the vehicle identification number, the license plate number, year and make of the vehicle, and a Dl number (an ID number should work). They shouldn't ask you to fax a copy of it. Try AAA first.

  • I have moved more than five times in the past 3 years and all to different states and none of the insurance companies asked if I had a valid drivers license. They just wanted some money for the policy. Don't tell them you need it to get your license back. You have to have it even if your roommate uses it, or a granny, sister, etc. They will check your social security numbers to see if you have had any accidents or have filed any claims. I don't know if it shows up on a computer if the license is revoked. Just call around and check on some prices and see what happens.

All the companies I write policies with (with the exception of one) require an MVR (motor vehicle report) before the policy is bound unless it's an international license. In that case they will add points against the license since the MVR can't be run. After the policy is bound a copy of the license needs to be faxed in. If not the policy is in danger of being cancelled or not renewed.

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First answer by ID3486020742. Last edit by Macky. Contributor trust: 3541 [recommend contributor]. Question popularity: 108 [recommend question]

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