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How do you find out if you are a beneficiary of a life insurance policy?In: Life Insurance |
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Have the owner or insured contact the company and ask.
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Simply contact the insurance company and ask for the claims department. Explain to them the situation and they can tell you who the beneficiary is. They will be happy to settle a claim for you in most cases! You may also want to check and see if there is an agent listed as a contact within the paperwork you have and start there. Good luck!
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Life insurance is a private transaction, the only people who need to know this information are the owner of the policy, the life insurance company, and the executor of the estate (if deceased).
The best way to find out is to ask the owner of the policy. If the life insurance company tells you, they are violating part of the trust the owner has in them. In fact, even if the insured/owner is recently deceased, companies should not confirm the beneficiary until after they receive a death certificate because any stranger could call up and ask.
First answer by ID0000000000. Last edit by Sdresh. Contributor trust: 364 [recommend contributor]. Question popularity: 221 [recommend question]
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