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Debt Collection Questions

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Total questions: 2240

Who is responsible for your credit card debt after your death?
Popularity: 745

Does paying off collection accounts help your credit score?
Popularity: 308

If a lawyer says he has taken over a charged off credit card debt and will sue you unless he can collect should you pay him?
Popularity: 255

What are your rights in dealing with a collection agency?
Popularity: 235

How do you write a letter of hardship?
Popularity: 227

Can a collection agency sue you?
Popularity: 226

When you marry someone do you become responsible for that person's debts?
Popularity: 213

How do you pay a debt to a bankrupt company?
Popularity: 192

What is the exact procedure to put a lien on someone's house if they owe you money?
Popularity: 187

What happens if you leave Australia for good without paying your credit cards and personal loans?
Popularity: 180

Can a creditor call you at work?
Popularity: 179

Is there a limit to how long a creditor can try to collect a debt?
Popularity: 174

How do you report a collection agency for abuses?
Popularity: 173

How much information do you need to give a collection agency?
Popularity: 171

Can a collection agency report your debt to the credit reporting agencies if they do not have your Social Security number?
Popularity: 164

What happens if you had a judgment against you but really do not have the money to pay them?
Popularity: 160

How do you get the collector to respond to your dispute?
Popularity: 156

Do collection agencies have the right to freeze your checking account without going to court for a credit card debt of over 10K on the original credit card?
Popularity: 148

How and when does a collection account become a chargeoff?
Popularity: 147

Is the survivor of a deceased person obligated to pay off any debts solely in the deceased's name?
Popularity: 146

How do you stop a collection agency from calling your work number?
Popularity: 143

Does a collection agency have to provide information about the original creditor in a timely manner?
Popularity: 133

What can a collection agency do to collect a 2000 dollar debt?
Popularity: 132

Is Viking Collection Services trustworthy and are they a subsidiary of OSI collections?
Popularity: 131

Can a collection agency for a non-credit card-type bill hurt your credit rating?
Popularity: 130

Can a collection agency keep renewing the 'date opened' on an open collection account?
Popularity: 126

Why do the lenders make you pay off all bad debt?
Popularity: 126

If a credit card company is seeking debt arbitration what options does the company have to collect the debt if awarded in Texas?
Popularity: 125

Can a collection agency take you to court?
Popularity: 125

Can NSF charges be sold to a collection agency?
Popularity: 125

Can an employer ask an employee's debt collector to stop calling?
Popularity: 122

How do you file a complaint against a creditor for harassment?
Popularity: 120

Can a debt collection agency legally identify themselves a 'collection agency' when placing inquiries on your credit report when the debt in question was charged off over a decade ago?
Popularity: 117

Can a collection agency put the same item on your credit report that has already been reported by the original creditor?
Popularity: 114

How do you write a letter of explanation for late payments?
Popularity: 113

Can a collection agency attempt to collect on a debt that is almost 10 years old?
Popularity: 111

How do you dispute a chargeoff account that the creditor refused to validate?
Popularity: 109

How can you find out if you owe any stores money from past bounced checks?
Popularity: 108

How do you respond to a lawsuit for bills you have been making payments on?
Popularity: 100

Does a company have the right to try to collect again after putting a 'charge off' on your credit report?
Popularity: 100

What can you sue a creditor for?
Popularity: 98

Can you sue a company for sending your account to collection when you dispute the charges?
Popularity: 98

How do you go about suing a collection agency for harassment and will it actually hurt you to try?
Popularity: 95

If a person dies with no estate and has a credit card debt only in their name can a creditor collect from the surviving spouse or adult children?
Popularity: 94

Can a joint bank account be levied in New Jersey?
Popularity: 93

Where can you find samples of financial hardship letters?
Popularity: 91

What is the statute of limitations on medical bills in Maryland?
Popularity: 91

What actions can the creditor take if you can't pay your debt?
Popularity: 90

Can a debt collection law firm in Flordia garnish someone's pay even if that someone never went to court?
Popularity: 89

What are Arizona's laws concerning original creditors collection agencies third party collectors lawsuits bankruptcy and SOL?
Popularity: 87

What are the consequences of a judgment?
Popularity: 86

Where can you find sample hardship letters?
Popularity: 86

Can a creditor garnish a checking account without giving notice or getting permission?
Popularity: 86

If you don't receive a summons or any documentation regarding a pending lawsuit by a collection agency how do you know if it's really true?
Popularity: 86

Can a credit card company attach your bank account when the only income in the account comes from Social Security checks?
Popularity: 85

Can a collections agency tell you what you have to pay to keep the debt out of a lawsuit?
Popularity: 85

How do you get a lien removed from your house that was placed there for an ex-husbands debt?
Popularity: 84

Can a creditor legally harrass the person having general power of attorney for a debtor?
Popularity: 84

Can wages earned in Nevada be garnished to cover a credit card debt incurred when living in California?
Popularity: 83

Should you still pay credit card charge offs or settle the account if they both have the same negative results on your credit report?
Popularity: 82

Can a creditor get a judgment against you even if you leave the country?
Popularity: 82

Does a judgment remain on your credit report after 7 years?
Popularity: 81

How does someone attend a court date for a lawsuit regarding a debt when it is being held over 2000 miles from where they live?
Popularity: 81

What are the Wisconsin laws on debt collection?
Popularity: 80

Can a debt collector place a lien on your house?
Popularity: 80

How do you stop lawsuits or judgments against you by creditors?
Popularity: 80

How do you report someone to a credit bureau if they were your tenants?
Popularity: 79

Can a creditor sue you if you are trying to pay them?
Popularity: 78

Can a debt collector pull your credit report?
Popularity: 77

Can a creditor garnish your wages or file suit for an old debt if you have been making payments as often as possible?
Popularity: 77



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