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Wiki Answers > Categories > Business and Finance > Insurance > Life Insurance Questions

Life Insurance Questions

Total questions: 2759

If someone dies with 10K in credit card debt and no assets but has life insurance does the credit company get the insurance or does it go to the beneficiary?
Popularity: 59

Does the beneficiary get paid if the insurance company did an exam on the insured prior to issuing a life insurance policy but the insured dies due to a liver cancer in the first two years?
Popularity: 59

What are the health questions asked in order to get life insurance?
Popularity: 58

Where can an older diabetic find a reasonably priced life insurance policy?
Popularity: 57

How can you know your irda agent exam result?
Popularity: 56

How do you find out if insurance will pay the car off if your spouse dies?
Popularity: 56

When filing a life insurance claim should documents be received from the insurance company before sending the death certificate?
Popularity: 50

Who gets money when a contingent trust that was never created is only named beneficiary of life insurance policy?
Popularity: 48

Can you take out more than one life insurance policy for yourself?
Popularity: 48

What is Reverse Pension Plan?
Popularity: 47

Is there such a thing as Couple's Life insurance?
Popularity: 46

If a spouse passes away two months after you filed bankruptcy are the courts entitled to their life insurance policy and if so how long should you wait before filing a claim?
Popularity: 45

Can a daughter take out a life insurance policy on her mother?
Popularity: 44

What is the best life assurance to have to provide monthly sums to children and spouse if the breadwinner dies?
Popularity: 44

If someone took out a modified benefit whole life policy in June 2004 and died of a stroke in December can the company pay only 150 dollars?
Popularity: 44

How do you go about getting a life insurance policy on your father?
Popularity: 43

What happens if a person dies and leaves no beneficiary for his life insurance policy but there is a will?
Popularity: 42

How do you know if someone has a life insurance on you?
Popularity: 42

Can you continue a life insurance policy on your ex-husband if the policy was started early in the marriage and you are the owner pay the premiums?
Popularity: 42

If you bought a 10K dollar whole life policy in 1959 and took a 5K loan in 1994 can you reduce the policy to 5K and eliminate the loan?
Popularity: 42

Can you get life insurance on your domestic partner?
Popularity: 41

How soon after death will money be available?
Popularity: 41

Can you keep insurance on your spouse if you divorce and have no children together?
Popularity: 41

Who purchased The National Life and Accident Insurance Company. Their Home Office was in Tennessee?
Popularity: 40

What is the termination of a life insurance policy due to non-payment of premiums called?
Popularity: 40

Is it possible to get life insurance with terminal chronic obstruction pulmonary disease?
Popularity: 40

When the cash value accumulation of the life insurance policy equals the face amount what would you say the policy is?
Popularity: 40

Does the designated beneficiary get the insurance proceeds if someone else is named in a handwritten will but no change of beneficiary form was filed?
Popularity: 40

Can other relatives not in the immediate family change the beneficiary of a life insurance policy?
Popularity: 39

In the state of New Jersey can a husband take his wife off of his life insurance policy as beneficiary without her knowledge or signature?
Popularity: 39

Are life insurance policies taxed?
Popularity: 38

Are there any companies which will insure you if you attempted suicide 20 years ago when you were a teenager but you are in therapy and the doctor says you are not a risk?
Popularity: 38

What is the best type of life insurance for a business man who is travelling to the Far East for three months?
Popularity: 38

What are the important differences between an A plus plus rating and an A minus when choosing a life insurance company?
Popularity: 38

Do you need to pay off a person's debts with their life insurance proceeds?
Popularity: 37

What is the difference between a variable whole life policy and a universal whole life policy?
Popularity: 37

If the insured owed money to the IRS can the IRS go after the benefits left to a child to repay the deceased parent's debts?
Popularity: 37

Is there life insurance available to ensure child support that does not exclude suicide?
Popularity: 37

Can you borrow money from a universal life insurance policy?
Popularity: 37

How could you find out if someone forged your signature to get life insurance on you?
Popularity: 37

What can you do to reinstate a life insurance policy when it has been cancelled due to a payment received 10 days after grace period?
Popularity: 37

If an error of over 2 years was discovered in your birth date do you need to notify life and auto and health insurance companies?
Popularity: 37

What happens if family member dosen't have life insurance and dies In the state of ohio?
Popularity: 36

How long does the insurance company have to investigate a claim before payout?
Popularity: 36

Is an ex-wife entitled to a man's life insurance policy to help with burial expenses?
Popularity: 36

If you die does your beneficiary receive life insurance value plus surrender value?
Popularity: 36

Can you purchase a life insurance policy on your ex-husband who is ill?
Popularity: 35

How long after death do you have to collect on a life insurance policy?
Popularity: 35

How do you make a claim for a life insurance policy from National Reserve Life Insurance issued in 1962 in Calgary Alberta Canada?
Popularity: 35

If a woman is 92 but in good health can she get life insurance?
Popularity: 35

Does an insurance agent decide what the maximum amount of insurance is you can apply for or can you choose which amounts they have for policies?
Popularity: 35

Can you take out a life insurance policy on your 21 yr old child without his knowledge and name yourselves as the benificiary?
Popularity: 35

Is there a way to name multiple beneficiaries without them being aware of one another and their percentage allocations upon the insured's death?
Popularity: 35

Is level term insurance policy also known as a limited or graded benefit policy?
Popularity: 34

How do you prove ownership of an old FHP life insurance policy where they owe you interest?
Popularity: 34

How is life insurance paid off in the case of a death and is it taxable?
Popularity: 34

Can someone take out a life insurance policy on you without your consent?
Popularity: 34

What can you do if you were sold a life insurance policy and told after 10 years it would be worth ten thousand dollars and today you received under three thousand with no explanation?
Popularity: 34

Can you have two seperate life insurance policies?
Popularity: 34

Where can you buy life insurance for your 340 pound 63 year old mother?
Popularity: 34 | Needs Answer

What is face value for life insurance?
Popularity: 34

If no beneficiary is named on the life insurance policy is the surviving spouse the default beneficiary?
Popularity: 34

How can you find the rating for an insurance company if you don't know the names of the companies?
Popularity: 34

Is it possible to be a beneficiary if you are not part of the immediate family and if so will they know you received a payment?
Popularity: 34

If you are the beneficiary how could a friend claim the life insurance through probate?
Popularity: 33

What happens if the sole beneficiary on an insurance policy dies before that person and the policy is never changed?
Popularity: 33

What are some examples of a life insurance policy owner's rights?
Popularity: 32

Is there a national database or information system to find out if your parent had a life insurance policy?
Popularity: 31

How much insurance does a stay at home mother need?
Popularity: 31

What is the difference between face value and cash surrender value of life insurance?
Popularity: 30



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