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Wiki Answers > Categories > Business and Finance > Insurance > Life Insurance Questions

Life Insurance Questions

Total questions: 2759

Can you buy a life insurance policy of any kind on your ex husband with yourself as the beneficiary?
Popularity: 114

Can you get life insurance for your father if he was recently diagnosed with ALS?
Popularity: 94

Can you insure your mother-in-law without her being informed?
Popularity: 94

What happens if the beneficiary of a life insurance policy is deceased?
Popularity: 93

Can insurance be paid to beneficiaries in the case of suicide?
Popularity: 93

Can any liens be put on the life insurance policy of the deceased for medical or other bills?
Popularity: 91

What is the different between whole life and flexible universal policy?
Popularity: 88

Can the person with power-of-attorney change the beneficiary of the life insurance policy if the insured is incapacitated?
Popularity: 87

If you are named beneficiary and a family member makes a claim why can insurance company file an interpleader action?
Popularity: 87

How long does it take for cash to accumulate in your life insurance policy?
Popularity: 87

Can the beneficiary on a life insurance policy be changed by the executor?
Popularity: 84

How long does an employer or insurance company have to notify beneficiaries of a policy when one of their employees dies?
Popularity: 84

Where could a surviving stroke patient get life insurance?
Popularity: 82

Can an adult child insure the parent without their knowledge?
Popularity: 82

If you are listed in a life insurance policy as a beneficiary along with a person that is deceased. Who is awarded the benefits?
Popularity: 82

Can life insurance be taken out on another person legally and does the other person have to be notified about the policy?
Popularity: 81

Is there a state law that says a spouse has priority over other beneficiaries on a life insurance policy?
Popularity: 79

Does the life insurance beneficiary get both the cash value and the face amount?
Popularity: 78

Could an insurance claim be denied if you state in the application that you are a citizen or resident of the U.S. when you are not?
Popularity: 77

Is it normal to take over three months after filing a claim to receive any money?
Popularity: 77

How and when can you cash in part of your life insurance policy?
Popularity: 76

Does the beneficiary of a life insurance policy have to pay for the deceased funeral cost or should the estate pay for it?
Popularity: 75

By law can an executor keep a death benefit without being named as a beneficiary?
Popularity: 75

If you and your wife are 27 years old and looking to purchase term life insurance do you need a 20 or 30 year policy?
Popularity: 75

With a term policy does the life insurance company notify the beneficiary of your death and their benefit if the beneficiary is unaware of the insurance?
Popularity: 75

Do you have to report a life insurance payout to a Chapter 13 trustee?
Popularity: 74

If you surrender a Universal Life insurance policy and receive the cash surrender value is the amount considered pre-tax or post-tax?
Popularity: 74

Does life insurance cover suicide?
Popularity: 72

Can you deduct life insurance premiums as a business expense?
Popularity: 72

How do you find out if you are a beneficiary of your deceased father's insurance policy?
Popularity: 72

Can a minor be a beneficiary of a life insurance policy?
Popularity: 72

If you were a non-smoker when you bought a policy but now occasionally smoke a cigar would this raise your rates?
Popularity: 72

Who collects when a policy was taken out on children by one parent and the beneficiary has recently passed away?
Popularity: 72

What is better Variable Universal Life or Universal Life?
Popularity: 71

How can you find out if someone has purchased life insurance in your name or in the name of your child?
Popularity: 71

Can a wife take out a life insurance on her husband and name herself as the beneficiary and keep that policy in effect after a divorce?
Popularity: 71

Can the new spouse try to claim insurance money stating it was joint vested monies?
Popularity: 71

What is the formula for buying out a block of business from an insurance agent?
Popularity: 70

How serious an offense is forging a person's will then having it dishonestly notarized?
Popularity: 70

After a policy has begun how much time must pass before it becomes effective?
Popularity: 70

Can you get insurance on a brother who is terminally ill?
Popularity: 70

Can a person who is in state prison and has a low probability of outliving his sentence get life insurance coverage?
Popularity: 69

Is the beneficiary of a life insurance policy obligated to share benefits with family or not?
Popularity: 68

Can you sell life insurance if you've been convicted of a felony?
Popularity: 68

Does life insurance get paid to families in cases of euthanasia?
Popularity: 68

Can a man be married and buy life insurance and put someone other than his wife as a beneficiary?
Popularity: 68

What happens if the beneficiary of a life insurance policy has passed away leaving no will?
Popularity: 68

Can a mother make a life insurance claim on behalf of a minor child if they are the named beneficiary?
Popularity: 67

Can your wife receive your life insurance benefits even though she is not the beneficiary?
Popularity: 67

Can the insured's child catch up on missed payments for the insured if he or she is dying?
Popularity: 67

What are the consequences of not making payments on a loan against your whole life policy?
Popularity: 67

Can there be more than one beneficiary on a life insurance policy and if so can a percentage of value of the policy be set per beneficiary?
Popularity: 67

What is the difference between insurance reinstatement and insurance renewal?
Popularity: 66

How can you find out if one parent has taken out life insurance on a child without the other one knowing?
Popularity: 66

Can an ex-husband be insured to protect a 14 year alimony payment in case of his death before the 14 years are up?
Popularity: 65

If you pay for your group life insurance through your employer on a pretax basis and name your husband as beneficiary are the proceeds taxable because you paid for the benefit with pretax dollars?
Popularity: 64

Can you get life insurance on a parent without their consent?
Popularity: 64

Can you buy life insurance for more than amount determined by insurance company calculators?
Popularity: 64

Can you find out on a wife's behalf if her husband received an insurance payout following his father's death and if so where?
Popularity: 64

What happens when you cash in a life insurance policy and how can you tell how much you would get for it?
Popularity: 64

Can you combine two life insurance policies?
Popularity: 64

What are the most common pitfalls of universal life insurance?
Popularity: 63

Why do insurance companies turn down people with a history of drug use?
Popularity: 63

How do you get a life insurance policy to pay for the funeral costs when you are broke and don't have the money for a funeral?
Popularity: 62

How do you find out if you are party to a policy?
Popularity: 62

In a reinstatement policy document does an effective date mean the reinstatement date or policy effective date?
Popularity: 61

How can you find the rating of an insurance company?
Popularity: 60

If you cash in variable policies on your children must you pay taxes if you paid more than you received?
Popularity: 60

If you never received a copy of your variable life policy is it considered valid?
Popularity: 60

What is the difference in risk assumed between participating and non-participating policies?
Popularity: 60



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