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Homeowner Insurance Questions

Total questions: 1786

Can you file an insurance claim if the power utility district drives over and over your 5 year old drain field to the point it malfunctions?
Popularity: 49

How can you find out if a person already received monies from their insurance company for a claim?
Popularity: 48

Does home owners insurance pay for lose of siding due to wind?
Popularity: 47

Will homeowners cover damage to an in ground pool caused by an animal?
Popularity: 47

What do Policy Form ap337 and Endorsement au319 mean?
Popularity: 47

If a tree is partially over the property line on your neighbor's property who is responsible for potential damage from a rotting tree that is still standing?
Popularity: 46

Insurance company says off-road motorcycles are not covered for theft under a homeowner's policy are they wrong?
Popularity: 46

If you do not have Comprehensive Coverage on your car would your Homeowner Insurance cover vandalism on a car that was parked in your driveway?
Popularity: 46

How can you get homeowners insurance to cover a house damaged by fire now vacant and coverage while it is being renovated?
Popularity: 46

If your roof is leaking from the rain at the ceiling where wood stoves are would this be a valid insurance claim?
Popularity: 45

If a tornado rips the chimney cap off a neighbor's house and it lands on your car hood does homeowner's or auto insurance pay for the damage?
Popularity: 45

Does homeowners insurance cover stolen motorcycles?
Popularity: 44

How do you get affordable homeowners insurance with bad credit?
Popularity: 44

Does your homeowners insurance cover you if you are injured on someone else's property?
Popularity: 44

Are Cigarette Burns covered?
Popularity: 43

Does homeowner insurance cover a generator when it stops working because the alternator blew and parts are not replaceable for it?
Popularity: 43

Does Florida Homeowners Insurance without extra flood insurance cover water damage if the roof is torn off from a storm and water comes from the sky?
Popularity: 42

If your son was playing with the neighbors and put a scratch on their car parked in their driveway will your homeowners cover the accident?
Popularity: 40

Are insurance companies required to pay overhead and profit to general contractors in any states?
Popularity: 39

Does homeowners insurance covers AC repair or replacement?
Popularity: 39

What is the rate of mortgage insurance?
Popularity: 39

How damaged does carpet need to be before Farm Bureau will include it in a claim?
Popularity: 39

What are the top 5 questions to ask the condo association regarding master condo policies?
Popularity: 39

In NY do all licensed members of the household need to be listed on the household insurance policy?
Popularity: 38

If you got paid from your ins company to put on a new roof can you then choose to just repair it?
Popularity: 37

Is a cracked foundation covered under basic homeowners insurance or will your house be condemned?
Popularity: 37

Does homeowners insurance cover a foundation wall caving in if no water or mud is present but cement blocks fall into the basement below ground level?
Popularity: 37

Does homeowner insurance cover swimming pool accidents?
Popularity: 36

If you are renting your home and living with your boyfriend at his home why won't your insurance company cover your home?
Popularity: 36

Who would insure your home if handicapped adults are living with you?
Popularity: 35

Does homeowners insurance cover all residents of the home?
Popularity: 35

Is the homeowner liable for an injury to a guest if the guest is injured on the homeowners property but by an object that is not the homeowner's?
Popularity: 34

Are baths damaged by bleach covered by homeowners insurance under accidental damage?
Popularity: 34

Does homeowners insurance go up if someone in the household has a license?
Popularity: 34

What do you do if your homeowners policy is canceled because of too many claims and the state does not have a FAIR Plan?
Popularity: 34

If storm damage to your roof caused water to leak behind the siding for a long time before it was discovered which caused the siding to rot why won't homewoner's cover the repair to the siding?
Popularity: 34

What should a homeowner include in a basic coverage package?
Popularity: 34

Should your home insurance cover replacing the sewer pipe on your property that has caused water backup damage to your home?
Popularity: 34

Do any insurance companies give you a discount for having a home inventory?
Popularity: 33

Will homeowners insurance cover a cracked foundation caused by a tree root?
Popularity: 32

How can you contact your neighbor's homeowners insurance company?
Popularity: 32

Is it possible to purchase additional homeowners insurance to cover foundation and related repairs?
Popularity: 32

Does homeowners insurance cover lost jewelry?
Popularity: 32

Does insurance pay for above ground pools when they are damaged as a result of frost in the ground going too deep because of lack of snow thus shifting the pool walls and liner?
Popularity: 32

Does a homeowners policy cover personal property in a storage shed away from your home and would it pay up to your policy limit?
Popularity: 32

Is homeowners insurance or condo insurance or both responsible for leakage from the roof that has caused damage to the floors ceiling and walls?
Popularity: 32

Will homeowner's insurance cover the cost of replacing carpeting if a hired painter spills paint and ruins the carpet?
Popularity: 31

Is your personal property covered under a homeowners policy while in a storage facility?
Popularity: 31

Does home owner's insurance cover all of your appliances?
Popularity: 31

Are there any pet restrictions on any homeowners insurance policy?
Popularity: 31

If you just found out your 25-year-old home is not structurally sound because it was not set properly on the foundation would homeowners cover this?
Popularity: 31

Can policyholders get their copy to refinance?
Popularity: 30

Why are some Katrina victims with roof damage and HO3 replacement cost policies being paid for generators and whole roof replacements while others are not?
Popularity: 30

Does farmers insurance have dog breed discrimination for their homeowners coverage?
Popularity: 30

When watching a friends dog it is injured will insurance cover medical expenses?
Popularity: 30

Where can you find an insurance company that will sell homeowners insurance to people with large dogs?
Popularity: 29

If you fell on your apartment stairs is this covered by homeowners insurance?
Popularity: 29

If your home has increased in value due to the real estate market should you increase the coverage amount?
Popularity: 29

Does homeowners pay for fence damage by wind?
Popularity: 29

Does homeowners insurance pay when the owner falls off the roof and injures a leg that requires surgery and months out of work?
Popularity: 29

Would a mortgage company change your homeowners insurance to their name if they were not going to approve your loan?
Popularity: 29

Will homeowners insurance pay for damage to an above ground swimming pool?
Popularity: 29

If you purchase homeowner insurance and as a non-smoker but then start smoking would this hurt your claim if it was caused by careless cigarette use?
Popularity: 29

What is homeowners insurance credit?
Popularity: 28

Is damage to a laptop computer covered by homeowners insurance?
Popularity: 28

Tile roof is lifted by hurricane wind of Wilma and now almost 60 percent are lose tiles Will insurer replace the loose tiles?
Popularity: 28

Does homeowners insurance cover anything stolen on your property even if you are not the owner of the stolen items and they are not related to you?
Popularity: 28

How do you know if you have the right insurance on your Florida co-op?
Popularity: 28

Does homeowners insurance cover a leak in the water line in your yard and will insurance cover resulting damage to your foundation and inside walls?
Popularity: 28

If someone falls on your property do you have an obligation to notify your insurance company or can you wait to see if the person sues?
Popularity: 28

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