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Homeowner Insurance Questions

Total questions: 1786

Why is it so hard to file a claim to your homeowners insurance for someone crashing into your brick wall that is on your property resulting from a hit and run driver?
Popularity: 130

Does an insurance company send an adjuster no matter what size fire and how do they determine how much to award for damage if no one was sent?
Popularity: 120

Is it possible to sue after being injured working in a customer's home even if the injury isn't serious?
Popularity: 119

What does your insurance company have to pay you for labor and materials if you choose to make repairs yourself instead of hiring a contractor because you work in the construction industry?
Popularity: 116

Is property damage from pets covered by homeowners insurance?
Popularity: 96

Can a homeowner purchase an insurance policy to protect an above ground swimming pool from winter damage or can a rider be attached to their current homeowner's insurance policy?
Popularity: 82

Where can you get homeowners insurance if you have a large dog for home protection?
Popularity: 81

If someone pays his home insurance for the entire year and then sells it will his policy cover the new owner if the house is damaged after the sale?
Popularity: 71

What two states allow for coverage of mobile homes under standard homeowner insurance policies?
Popularity: 70

If a neighbor's tree falls on your property who is responsible for its removal?
Popularity: 70

Will homeowners insurance cover a cracked foundation?
Popularity: 69

Does homeowner's insurance cover damage to the house caused by boarders living with the owner and policy holder?
Popularity: 68

Do homeowner insurance policies cover retaining walls?
Popularity: 68

Does insurance cover other living arrangements while the roof or structural part of home is being repaired?
Popularity: 67

Will homeowners insurance pay for mold removal if it was caused by your window air conditioner?
Popularity: 67

If an above ground pool collapses does homeowners insurance cover it?
Popularity: 67

Is there a statute of limitations for an insurance company to reimburse for a claim?
Popularity: 66

Does insurance cover smoke damage?
Popularity: 66

What can you do if your neighbor's dog damaged your property but he will not give you his insurance company's name?
Popularity: 65

Will roof and ceiling damage be covered if almost 2 days of rain the roof started leaking and caused a hole in the ceiling?
Popularity: 64

If someone totals your new uninsured snowmobile will his homeowners insurance cover it?
Popularity: 64

If there is a great deal of damage done to the roof of your house and no company will finance you will your insurance company help you?
Popularity: 63

Can bankruptcy prevent you getting homeowners insurance?
Popularity: 63

Will homeowners insurance not cover a child's stolen motorbike and only ATVs if they service the property?
Popularity: 62

Does insurance cover a settling concrete foundation if there were multiple plumbing leaks under it in the past?
Popularity: 62

Can an insurance company raise your coverage without your knowledge or consent?
Popularity: 62

Can you get homeowners insurance while you are renovating a house that is vacant?
Popularity: 61

Does homeowners insurance cover damage to your neighbor's property caused by tree roots from a tree on your property?
Popularity: 61

How do you get insurance for external damage to homeowners association buildings?
Popularity: 60

What is better replacement cost or actual cost for homeowners insurance?
Popularity: 60

Are there any house insurance companies that cover infestation of bed bugs?
Popularity: 60

If your golf clubs totaling 2300 are stolen from your vehicle parked in front of your house is it covered by homeowners insurance?
Popularity: 60

Do you have to reimburse the insurance company for leaving grease unattended on your stove at your apartment?
Popularity: 59

Does Farm Bureau home insurance cover a carpet damaged by pets and water from the dishwasher in SC?
Popularity: 59

Is the tenant or landlord responsible for damages in an apartment fire?
Popularity: 58

Will homeowners insurance repair structural issues due to a poor builder?
Popularity: 58

What insurance companies sell homeowner's insurance for protection class 10 rated homes?
Popularity: 58

Who is responsible for dirt giving way under a fence when one yard is uphill from the other?
Popularity: 58

How can you get home insurance for a house that you are renting out in NC with no mortgage note?
Popularity: 57

What is a ho 15 policy and how does a person figure if it would benefit them?
Popularity: 56

What does it mean to you if your area has been deemed a 'national catastrophe area' in terms of a claim for wind damage?
Popularity: 56

Are cars covered for vandalism away from your property?
Popularity: 56

Does homeowner's insurance cover car parts that were stolen if the person wasn't at home specifically the engine computer?
Popularity: 56

Why can you not get homeowners insurance if you have chickens?
Popularity: 55

Is replacement of the lead pan in a shower stall that is leaking insurable?
Popularity: 55

Does homeowners insurance cover lost wages if someone who does not live there falls on your property?
Popularity: 55

Does a homeowners' policy cover a daughter at college in an apartment?
Popularity: 55

What insurance companies will insure you if you have an inground pool with a slide?
Popularity: 54

If a main support beam in your basement that is over a hundred years old is starting to crack must it be replaced?
Popularity: 54

If you move out of your house 30 days before closing the sale on it are you still covered by homeowners insurance?
Popularity: 53

Will homeowner insurance cover the cost of repairs to the foundation of a house that was damaged when a water main nearby broke?
Popularity: 53

If you were told the floor was on concrete and later discover water damage because the floor is wood over dirt will homeowners pay for repairs?
Popularity: 53

What do you do if your insurance claim is paid and it is not enough to cover the repairs?
Popularity: 53

Does homeowner insurance cover theft of property from your truck?
Popularity: 52

Where and how do you get insurance if your homeowners insurance is cancelled?
Popularity: 52

Does homeowners insurance pay for loss of personal property in the homeowners apartment in another city?
Popularity: 52

Is the cost of insurance different for metal or shingle roofing?
Popularity: 52

Who is responsible for damage from a trampoline during a storm?
Popularity: 51

Whose homeowner insurance covers loss of merchandise stolen from a car the owner of the home or the owner of the merchandise?
Popularity: 51

Will any insurance company provide you with coverage if you own a pitbull?
Popularity: 51

Does homeowner's insurance cover damage to an automobile due to a hurricane that was in an attached garage at the time the damage was incurred?
Popularity: 51

If something in your yard slides into your vehicle what kind of insurance policy covers the damage to your vehicle - auto or homeowners insurance?
Popularity: 50

Can the owners of the house you rent from be held liable for your motorcycle being stolen?
Popularity: 50

Does homeowners insurance cover structural damage caused by honey in the walls left by bees?
Popularity: 50

Why don't insurers cover foundational repairs when it seems that the foundation is the most critical part of a home?
Popularity: 49

What insurance company will insure a swimming pool with a diving board?
Popularity: 49

If someone falls in your home and breaks a bone should you contact your insurance company to tell them about the event?
Popularity: 49

If a diamond engagement ring was stolen from your house how long will it take for your insurance company to send a check for a new ring?
Popularity: 49

If your credit in poor and your home owners insurance dropped you can you have a sibling take out insurance on your house?
Popularity: 49

Will homeowners cover a water line that springs a leak causing water to pour into the ground and shift the dwelling cracking the walls?
Popularity: 49

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