Wiki Answers > Categories > Business and Finance > Personal Finance > Money Management > Credit > Credit and Debit Cards Questions

Credit and Debit Cards Questions

Total questions: 4186

If your mother got a credit card in her name for you because you could not get one can you assume the debt in your name?
Popularity: 38

Can a surviving wife stop paying her husband's credit debt and home equity loan while protecting the house car and social security from creditors?
Popularity: 38

If you were an authorized user on your deceased husband's account and have disputed an item what do you do if they will not remove it from your credit?
Popularity: 38

What would happen if you took a cash advance from your credit card and could not pay it off?
Popularity: 38

Can credit card companies touch any life insurance left to an only child if the cards are in the deceased's name only?
Popularity: 38

Are there any credit card companies that will give a 14-year-old boy a card if he has his parents' supervision?
Popularity: 38

Should you apply for a credit increase before or after applying for a vehicle loan?
Popularity: 37

Can you be jailed for not paying credit cards?
Popularity: 37

Is there a list of secured and unsecured credit cards?
Popularity: 37

Is an account due in full if it doesn't have a grace period on a cash advance?
Popularity: 37

What is the proper way to close credit card accounts the credit card company still sending new credit cards to your deceased husband one card is in his name only and the second card he is the primary?
Popularity: 37

Can you lose your house if you don't pay your credit cards?
Popularity: 37

If you have too much credit card debt can you move to Canada from the US to avoid it?
Popularity: 37

How do you contact Citibank NA about possible identity theft?
Popularity: 37

Would settling an active credit card account for less than the full amount affect a cosigner?
Popularity: 37

After you have cancelled a credit card how long does it take for that cancellation to show up on your credit report?
Popularity: 37

If you just came to USA recently on H1B and got a SSN and you need to start building your credit which is an optimal credit card?
Popularity: 37

How do you cancel a credit card that you have never used and never plan to use?
Popularity: 37

Are secured cards flagged somehow if used for car rental?
Popularity: 37

If your wife gets a credit card and you am not a guarantor or signator for that card are you liable for the debt after her death?
Popularity: 37

When using a debit card to make a purchase will choosing either the credit or debit button help your credit score?
Popularity: 37

Can a financial institution garnish your wages if you live Ohio and work in Pennsylvania?
Popularity: 37

Is it bad for your credit if old credit card accounts are closed by the creditor and not by you?
Popularity: 37

What can one do to turn the entire limit of a credit card into cash?
Popularity: 37

If you sign up for a credit card for the free t-shirt but never call to activate the account will that negatively affect your credit?
Popularity: 37

Should you pay off a credit card that charged off last month and is now in collections the full balance or the settlement amount?
Popularity: 37

If a person lives in Texas and has no non-exempt items and 10000 worth of debt is it likely the creditors will sue?
Popularity: 37

How much money does the credit card industry generate annually?
Popularity: 37

If a credit card debt is only yours and it is not paid can they take your husband's property or property in both of your names in Missouri?
Popularity: 37

Can you use a credit card to put a deposit down on a house?
Popularity: 37

Will information about free trial show up on your credit card bill?
Popularity: 37

If a spouse dies and leaves bills in their name is the surviving spouse responsible for those bills?
Popularity: 37

How safe is it to use a credit card for shopping online?
Popularity: 37

What happens to your credit report if you have owed 2000 dollars for 6 years and never made a payment?
Popularity: 37

Is it legal in New York State to add a fee for use on a credit card purchase?
Popularity: 37

If you tell the credit card company you will pay exactly how much you charge and not the late fees or interest fees will they take that?
Popularity: 37

If you have a credit card with a balance and you haven't used it in a year and cancelled it would that have a negative affect on your credit rating?
Popularity: 37

If you left the States and then found out your ex used your credit cards and you have a collection agency after you can they take legal action and can they arrest you?
Popularity: 37

Who is responsible if a teen uses your credit card without permission to join an adult website?
Popularity: 37

Is the spouse of a deceased credit card holder responsible for their debt?
Popularity: 36

What if the bank loses your dispute letter?
Popularity: 36

Does closing credit cards after you have paid them off go against your credit?
Popularity: 36

Is it legal if when you became an authorized user on your mom's credit card account they told her they would only report the account on your credit report if it was or became negative?
Popularity: 36

In the U.K.your husband has passed away are you responsible for paying his credit card debt if his name is the only one on his credit card account?
Popularity: 36

How do credit cards work?
Popularity: 36

What FICO score do you need to be approved for a gasoline credit card?
Popularity: 36

You recently received a summons for payment of credit card debt at your parents address in New Jersey but you have lived in Nevada for the past 15 years What are your options?
Popularity: 36

If you co-sign a card does the borrow get the same apr as the co-signer?
Popularity: 36

Is it okay or not okay for the clerk to request ID when a credit card is used?
Popularity: 36

In Massachusetts can a debt collector place a lien or judgment on joint property if the debt is only owed by one spouse?
Popularity: 36

Which credit card companies will allow someone with good credit to co-sign for a person with bad credit?
Popularity: 36

Can wages be garnished in the state of Florida for unpaid credit cards?
Popularity: 36

If you wind up on disability and can't afford your credit card bills what can you do?
Popularity: 36

If a collection has gone to arbitration and you do not send a response to the court 30 days what will happen next in California?
Popularity: 36

How much can a creditor legally garnish your wages in New York for a past due credit card?
Popularity: 36

If you marry someone who is in default on their credit card how will it affect your credit?
Popularity: 36

If you have 2 joint accounts with high balances - 1 with a 30 day late pymt - will removing yourself from them help your credit?
Popularity: 36

Is it possible to identify the credit card provider by the last 4 digits of the credit card number?
Popularity: 36

How long does it take for a credit card company to sue you after you stop making payments?
Popularity: 36

Can you use your credit card for foreign currencies and is there any extra charge to this?
Popularity: 36

If someone has a judgement against someone else due to fraud on a credit card can the credit card company still be held responsible in any way?
Popularity: 36

Does it hurt to apply for a credit card 3 years after filing Chapter 11?
Popularity: 36

Would a cell phone company try to garnish your wages for a 1200 bill that has been owed for about three years?
Popularity: 36

If one files for bankruptcy or defaults on a debt because of credit card debt can the credit card issuer go after the card holder's social security?
Popularity: 36

If you have bad credit now because you got your first credit card when you were 16 and didn't pay the bills what can you do to fix this?
Popularity: 36

Is it possible to have a NON-prepaid credit card if you are only 17?
Popularity: 36

Can a business force you to accept a credit to your credit card for a returned purchase that you did not make on a credit card?
Popularity: 36

If someone runs up credit card bills knowing they will die with no estate spouse or joint account holder will the company ask the family to pay?
Popularity: 36

How can you pay off a debt your ex is responsible for in the divorce decree to free your credit and keep them legally obligated to repay you?
Popularity: 36

Phone number deb walden chase card services?
Popularity: 35

Help answer questions

Please click on a question to help answer it. You don't need to be an expert and you don't need to sign up for anything. You just need to give a few minutes of your time.

Even if you don't have new information to contribute, you may be able to help improve someone else's answer. This is cooperative Credit and Debit Cards Q&A that is constantly being improved by like you.

Click here to browse the new Credit and Debit Cards questions or all unanswered business and finance questions.

Help answer future Credit and Debit Cards questions

Please share your Credit and Debit Cards knowledge, however humble, by helping to answer future questions. Click here to watch Credit and Debit Cards so that you'll be alerted when there are new questions and changes.