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Credit and Debit Cards Questions

Total questions: 4183

In NC if your spouse dies and has a will and leaves credit card debt with cards in her name only are you responsible to pay that debt?
Popularity: 40

If you receive two 'pre-approved' credit card offers will accepting one affect your ability to accept the other?
Popularity: 40

If you owe an unsecured credit card 750 dollars and you are unable to pay will they likely sue you?
Popularity: 40

Who is responsible for the debt if the deceased holder had allowed someone else to use her credit card?
Popularity: 40

How does one go about funding their brokerage account with a credit card?
Popularity: 40

Will a credit card company sue for a 7 year past due account if one owes less than a thousand dollars?
Popularity: 40

If you max out your credit cards at 15 thousand dollars and leave the US not planning to come back to stay could they do something if you come back to visit?
Popularity: 40

If you owe 1200 on a credit card and receive a letter from an attorney asking for the balance can they take your house?
Popularity: 40

If your credit card debt was sold to another company and that company is suing you can you request to see the original contract agreement?
Popularity: 40

Can a credit card company garnish your wages even if you pay a minimal payment every month?
Popularity: 40

If it has been about 5 years since a credit card payment been made and your credit is messed up is it worth paying them back?
Popularity: 40

Can someone send money to another person's credit card?
Popularity: 40

Will a credit card company win a judgment against you if they sue even though you do not have a job?
Popularity: 39

Can you obtain a secured credit card without the VISA or Mastercard company checking your credit?
Popularity: 39

How long do unpaid credit cards stay on your credit report?
Popularity: 39

What is an introductory APR?
Popularity: 39

Can a company charge fees to credit card without permission?
Popularity: 39

Where can an H1B visa holder get a credit card?
Popularity: 39

Is it fraud if you overstate your income on a credit card application and years later the card goes into default?
Popularity: 39

Business partner is authorized user on credit card and business is dissolving does the primary card holder own what was purchased by authorized user?
Popularity: 39

How does your LLC establish credit without having to personally guarantee every deal?
Popularity: 39

Can an authorized user continue to use their credit card if the primary user is deceased?
Popularity: 39

If you have moved out of state can a credit card company garnish wages if you don't reside in that state but still keep getting bills?
Popularity: 39

When an old account is sold to another collection agency does the account become new again?
Popularity: 39

Are credit card numbers repetitive?
Popularity: 39

When cancelling a credit card is it necessary to call any credit agency and let them know about the cancellation?
Popularity: 39

If you were the second card holder on credit cards under your husband's name are you responsible for the debt if he passes away?
Popularity: 39

How do you countersue a credit card company for harassment if they are sueing you for nonpayment when I am a co-signer of the contract.?
Popularity: 39

What should you do if your brother made you a joint cardholder to help build your credit but his high balance is hurting your credit?
Popularity: 39

Can a credit card company garnish your wages in the state of Michigan for an unpaid balance?
Popularity: 39

Can you get a credit card in California if you do not have a drivers license or state ID?
Popularity: 39

Can a lawfirm that is collecting on a credit card debt take money directly from your checking account?
Popularity: 39

If you do not have a credit history is it harder for you to apply for a credit card?
Popularity: 39

What credit card is the best option for someone with no credit?
Popularity: 39

What are the various legal aspects to have a credit card?
Popularity: 39

If you are a secondary card holder yet you have been the only user of that credit card does it mean you still have no credit history?
Popularity: 39

If the security code on the back of your credit card has wiped off how do you get it back?
Popularity: 39

Do interest and late charges etc on a credit card stop accruing at the date of death?
Popularity: 39

Can a collection agency garnish a husband's wages for a debt only in the wife's name?
Popularity: 39

How do you find credit card company addresses?
Popularity: 39

If your wife has a lower FICO score will adding her as an authorized user or joint account holder have a negative effect on your FICO score?
Popularity: 39

What do you do when a credit card company closes and they do not provide a telephone number for you to call to settle the account?
Popularity: 39

If your spouse dies and your house is in your name via community property change are you then responsible for debts incurred by the deceased spouse?
Popularity: 39

Is it legal for a collection agency to threaten to call your spouse?
Popularity: 39

If you got upset and closed your account over the phone can you get it re-opened?
Popularity: 39

Can a credit card collection business take you to court for a three-year-old debt?
Popularity: 39

If your request for credit is denied by a credit card issuer such as American Express does it negatively impact your credit score?
Popularity: 38

Should you pay the credit card company when the debt goes to a collection agency so it may be active again?
Popularity: 38

If your husband passed away and he was the primary name on the credit cards are you responsible for those credit cards and how can you get his name taken off the deed to the house?
Popularity: 38

If the credit card company sues a person that's dead is the family responsible for the debt?
Popularity: 38

How do you reply to a credit card summons?
Popularity: 38

If you work in a state that allows garnishing of wages but live in state that does not can a credit card company garnish your wages?
Popularity: 38

Can Visa track you down in Australia?
Popularity: 38

When a credit card company sues you for non-payment and you have no assets what can they actually sue for?
Popularity: 38

Who is responsible for paying the unpaid balance on your grandmother's credit cards after her death?
Popularity: 38

If you transfer all your credit card balances into one account would that affect your credit score negatively?
Popularity: 38

Are Medicaid funds deposited in an individual's bank account subject to efforts by credit card companies attempting to collect a debt?
Popularity: 38

What makes you a co-signer on a credit card account and liable for the debt when the person who initiated the account dies?
Popularity: 38

If you are an additional card holder on your father's credit card and use it to charge things for him are you responsible for the card if he dies?
Popularity: 38

What does it mean when there is going to be a lien placed against your property as a result of being sued by Citibank?
Popularity: 38

How do you contact your credit card companies if your wallet is stolen?
Popularity: 38

Does the Fair Debt Collection Act apply only to the United States or does it apply also to Guatemala?
Popularity: 38

If your card has a 5K balance at 19 percent and they approve a second card for a 5K cash advance at 3.9 can you use it to pay off the first card?
Popularity: 38

If you receive a subpeona to show up in court regarding a credit card debt you could not pay what should you do?
Popularity: 38

What happens if you have 30000 dollars in credit card debt and have not paid for over a year?
Popularity: 38

If your spouse dies who pays the credit card bill if it was not a joint account?
Popularity: 38

If a collections agency is trying to collect a 1500 debt but you have no money and no job can you pay 50 dollars a month?
Popularity: 38

Will a creditor sue for a credit card debt under 10 thousand dollars?
Popularity: 38

Do you have to pay a credit card which accrued a balance of over 200 dollars if there were no purchases made?
Popularity: 38

What happens if you and a cashier both forget to have you sign a receipt after a purchase?
Popularity: 38

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