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Credit and Debit Cards Questions

Total questions: 4186

Does requesting a balance transfer on a new credit card application affect whether you'll be accepted?
Popularity: 50

Can you trust the security of digitized signature pads that capture biometric pen stroke data?
Popularity: 50

If you dispute a debt from a collection agency and send it with delivery confirmation does the 30 days start from the date they received the letter?
Popularity: 49

Is the credit card debt termination program sold on the internet legal and does it work?
Popularity: 49

Is there a relationship between acquiring a visa to enter the US and unpaid credit card debt?
Popularity: 49

Is it a good idea to send a drop dead letter to a collection agency?
Popularity: 49

Does interest still accrue on your balance once you have closed a credit card account?
Popularity: 49

Will asking for an increase in your credit limit affect your FICO score?
Popularity: 49

Can you get a credit card if you have a decent job and make good money but have no checking or savings account?
Popularity: 49

How do you go about settling an account with a credit card company?
Popularity: 49

Can you be prosecuted in India for credit card debt in Dubai UAE?
Popularity: 49

If you are sued for a credit card that was charged off in 2000 can they garnish your wages in Florida?
Popularity: 49

If you sue someone for charges they make on your credit card do they have to pay you or the company?
Popularity: 49

Is it legal for an employer to require an employee to use a 'corporate card' for expenses?
Popularity: 49

What books are available to educate young people about credit cards and how to handle them responsibly?
Popularity: 49

Is it true that enforcing some little-known law can zero out your credit card debt?
Popularity: 49

Can you build credit if your guardian adds your name to their credit card?
Popularity: 48

Can a collection agency garnish your wages if you don't respond to a summons served in CA?
Popularity: 48

How can a person find out what the laws are in their state regarding wage garnishments taking ones property and being sued?
Popularity: 48

Didn't pay credit cards for 2 years and recently settled on all of them will this look better on your credit report?
Popularity: 48

Does upgrading your credit card account to platinum affect your credit score?
Popularity: 48

Once you have completely paid off credit card debt should you throw away your credit cards or will this mess with your credit?
Popularity: 48

Will paying your bill in full every month build your credit and insure you do not pay an APR?
Popularity: 48

When you live in OK and work in TX can they take so much that a single mom with no help can't survive?
Popularity: 48

If a credit card sues you do you have to pay the lawyers representing the company and what do you do about the summons you receive?
Popularity: 48

How to repair your credit on credit cards you never paid and are charged off?
Popularity: 47

How do you close a department store credit card when the store is out of business?
Popularity: 47

How do you report a credit card that you never knew about?
Popularity: 47

In Illinois if someone passes away leaving debts are his or her children responsible for those debts?
Popularity: 47

Can a credit card company garnish wages in the state of Nevada?
Popularity: 47

Why would a creditor sue you if you live in a state that does not allow wage garnishment?
Popularity: 46

Is there any way that an emancipated minor can establish credit?
Popularity: 46

What is the liability of a husband when his wife opens a credit card in his name without his knowledge?
Popularity: 46

Can a 'fixed apr for the life of the loan' be changed by the card issuer?
Popularity: 46

How do you close a spousal credit card account?
Popularity: 46

Can your good credit rating and score transfer from the UK to the USA now that you have moved here?
Popularity: 46

How secure are debit cards?
Popularity: 46

Can family be held responsible when the card holder goes into a nursing home?
Popularity: 46

Can the secondary card holder on a credit card account transfer credit card balances to a new card?
Popularity: 45

Can they garnish your wages in Pennsylvania for an unpaid balance on an unsecured credit card?
Popularity: 45

How does a guardian of an incompetent person stop credit card companies from sending her more credit cards?
Popularity: 45

If you write Account paid in full on a check doesn't the creditor accept this amount when signing and cashing?
Popularity: 45

What is the best course of action if you are being sued by a collection agency and have to appear in court in a few weeks?
Popularity: 45

When was the first credit card issued?
Popularity: 45

If you are not a US citizen and have to return to your country but you have a lot of CC debt what should you do?
Popularity: 45

What will happen if you leave England with an unpaid credit card debt of 7000 pounds?
Popularity: 45

Do interest and late fees etc on credit cards stop accruing at the date of death?
Popularity: 45

Does replacing a lost or stolen card count as opening a new account for credit scoring purposes?
Popularity: 45

Is there any way to find out which credit card companies check your credit with Equifax instead of Transunion?
Popularity: 45

What is the difference between Credit Consolidation and Credit Settlement?
Popularity: 45

If you put your name on the billing address for an online order instead of the owner of the card will the order be able to go through?
Popularity: 45

What are the community property states and how does that work in the event of credit card debt after death in relation to a property that is co-owned?
Popularity: 45

Will transferring balances three times before the entire balance is paid off have a negative impact on your credit score?
Popularity: 45

How many credit cards are too many?
Popularity: 45

Can paid-off credit cards be taken off your credit report and if so how?
Popularity: 45

If a credit card company closes your account and then lets a store put a charge on it 6 years later are you liable to pay the credit card plus interest and card fees too?
Popularity: 45

In California can someone's SS federal pension and IRA be attached to satisfy a debt incurred by their deceased spouse?
Popularity: 45

Who takes control of selling the assets of an estate in order to pay off the credit card debts?
Popularity: 44

Can debt collectors track and harass foreigners in their home country?
Popularity: 44

Is an authorized signer responsible for credit card debts if the card-holder dies?
Popularity: 44

Do you have to show on your tax return if you transfer a huge amount using the balance transfer check from a credit card into your checking account?
Popularity: 44

If someone is an authorized user on a credit card although not liable to the credit card company are they liable to the primary card holder?
Popularity: 44

If you are in good standing with your credit card company can you request that they lower the interest rate on your balance?
Popularity: 44

What is the range of interest rates credit card issuers charge and what are the late payment fees?
Popularity: 44

If you use credit card counseling services to pay off debt how does this affect your credit?
Popularity: 43

What happens if someone on a H1b visa doesn't pay his credit card balance and leaves the US?
Popularity: 43

What are the statutes of limitations on credit debt in GA and MS?
Popularity: 43

How soon after the first call from a collections person will they try to sue you and garnish your wages?
Popularity: 43

Can they arrest you at the airport when leaving the country if you have a credit card debt?
Popularity: 43

Is a co-applicant responsible for a credit card balance if the card holder does not pay?
Popularity: 43

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