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Credit and Debit Cards Questions
Total questions: 4186
If you cannot pay the minimum payment is it better to make a less than minimum payment or just not pay at all Also how long will it take a credit card company to take legal action in either case?Popularity: 27
If a company puts a temporary charge on your credit card but they said they haven't fully charged your card yet how long will that temporary charge stay on the account?
Popularity: 27
What credit card companies or banks report authorized users?
Popularity: 27
If your father passed away ten months ago and you sent the credit card company his death certificate why would they still keep sending a statement every month?
Popularity: 27
What credit cards can you have cosigners for?
Popularity: 27
When must a bank charge off a credit card?
Popularity: 27
What happens if you cannot pay on your credit cards anymore?
Popularity: 27
Can you dispute a charge off account?
Popularity: 27
Can a business charge your debit card without your permission or knowledge?
Popularity: 27
Why do credit card companies charge a monthly membership fee?
Popularity: 27
Can you settle out of court if you have committed credit card ID fraud or do you have to be prosecuted?
Popularity: 27
If you had a card on your father's credit card account that you used before and after he passed away are you responsible for the debt in New York State?
Popularity: 27
How can you dispute the late payment and overlimit fee on your credit card?
Popularity: 27
When asked must credit card companies remove you as an authorized user from an account even without the consent of the primary card-holder?
Popularity: 27
Can someone with a general power of attorney speak on behalf of person called to a competency hearing?
Popularity: 27
I am self employed Can a collection agency file a 1099 and garnish your tax return if the debt is over six years old and the debtor has been in ohio for six years?
Popularity: 27
In Arizona are you responsible for your husband's credit card debt if you are not on the accounts?
Popularity: 27
If you have never had credit but every credit card you apply for turns you down how do you get a credit card?
Popularity: 27
Can you get a credit card with no credit record and no current job?
Popularity: 27
Is ohio a tenancy by the entirety state?
Popularity: 26
Can you be responsible for the primary user credit card charges even when you were removed from being an authorized user?
Popularity: 26
If a college student has no previous credit history but is an authorized user on his father's credit card how long would it take to acquire a credit rating?
Popularity: 26
If you do not pay your 10k cc debt and permanently leave the country but return as a visitor for a few weeks can you be denied entry and would you be arrested at point of entry if CC moved to court?
Popularity: 26
How many numbers are on an credit card?
Popularity: 26
If you don't activate your credit card do you still have to pay anything?
Popularity: 26
What is a math sample using debit cards vs credit cards?
Popularity: 26
How long does it take an unpaid bill to come off your credit?
Popularity: 26
If your VISA account is closed by lender because you wrote too many complaint letters and called them incompetent will this affect your credit score if there are no late payments?
Popularity: 26
Why does Discover Card send you blank checks to purchase something and then charges you 50.00 because you wrote the check. If you used your discover card for the purchase it didn't cost the 50.00.?
Popularity: 26
Can a credit card company take a judgement against you if it is unsecured and it has been over 4 years?
Popularity: 26
What is a credit card judgement and what can it do to a person?
Popularity: 26
How can you maximize credit card purchases in order to earn reward points?
Popularity: 26
Which cards have a security code?
Popularity: 26
When were credit cards invented?
Popularity: 26
What is the correct procedure to clear a dispute on a credit report?
Popularity: 26
Does paying the minimum on a credit card improve credit more than paying the entire balance each month?
Popularity: 26
What can a credit card company do against a debtor if they were recently diagnosed senile and have no assets and live with a caregiver?
Popularity: 26
If you close a credit card containing a balance in an attempt to pay it off faster how does this affect your finance charges?
Popularity: 26
Does carrying a balance on a credit card effect a credit score?
Popularity: 26
How can you receive payments on your credit card from another person?
Popularity: 26
How do you get a letter from the card company stating that you do not owe them money when the credit report shows individual judgment and settlement?
Popularity: 26
Will it reflect negatively on your credit report if you close an account with debt still on it?
Popularity: 26
If your credit card was used fraudulently and you refuse to have the person prosecuted can the credit card company be held responsible at all?
Popularity: 26
Can a sold credit card account be collected on if the account is reported as charged off with a zero balance?
Popularity: 25
Is it possible for a college student with no previous credit to acquire a regular nonsecured credit card?
Popularity: 25
How long will bad debt credit cards stay on your credit report if you haven't made any payments on them and they have been in collections for over six years now?
Popularity: 25
Why are people that refuse to use credit cards discriminated against?
Popularity: 25
Can credit card companies garnish a pension and SS check that is automatically deposited into a checking accout in the state of Florida the pension and SS are from California?
Popularity: 25
What can the credit card company do to you if you have a credit card in your name and your son is an authorized user and he has charged 40000 without you knowing it?
Popularity: 25
Can a credit card company or their collection agencies put a lien against your property which can then be paid on or do they automatically take you to court to take the property?
Popularity: 25
What happens to credit card debt if someone gets dementia or alzheimers and does not have a guardian appointment or what happens if a guardian is appointed and will the credit card collection know?
Popularity: 25
If credit card companies offer you 0 percent apr for a limited time why not just constantly get new credit cards while canceling the ones where the apr limit is used up?
Popularity: 25
How many numbers are in a security code for a credit card?
Popularity: 25
Can a credit card company make you pay what you do not have at the time in the state of Alabama?
Popularity: 25
Will you be sue for 800 credit card charge off?
Popularity: 25
If a man dies in Nevada with several credit cards in his name only is his wife responsible for the unknown debts?
Popularity: 25
If you have not paid anything to creditors for ten years will your credit report start over new again?
Popularity: 25
Your mother passed away and you was an authorized user she had 15000 on her card you used your card after her death to charge 1500 credit card company said you was responcible for that amount?
Popularity: 25
You received a settlement offer from a credit card company meanwhile it was turned over to a collections group.How do you get the collections group to turn the case back to credit card company?
Popularity: 25
What happens if you give out your credit card number?
Popularity: 25
How do you report credit card fraud when it is not your own personal credit card but it is a neighbors?
Popularity: 25
Can a firm that bought charged off debt pursue the full amount of the charge off or are they limited to the purchase price of the debt?
Popularity: 25
How does credit card processing work?
Popularity: 25
What should you do if you haven't paid on an account since October 03 but on your credit report it is shown current in March 04?
Popularity: 25
What happens to a credit card bill after a divorce when one spouse files bankruptcy after separation but before the divorce is final?
Popularity: 25
Does your credit score go down if you close a credit card account but do not have any credit card balances and do have an auto loan?
Popularity: 25
Can a collection agency combine two different accounts that were with the same company and try to collect the total using one of the account numbers?
Popularity: 25
What should you do if you get a letter from a collection agency and the amount of the debt is wrong?
Popularity: 25
Is a person who is only listed as an authorized user on a credit card but never used it liable for the debt if the primary holder files bankruptcy?
Popularity: 25
Where could a person with no credit find a credit card?
Popularity: 25
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