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Credit and Debit Cards Questions
Total questions: 4186
How often should you use balance transfer offers?Popularity: 142
Is a retailer responsible for fraudulent credit card charges?
Popularity: 122
Can you use a debit card as a credit card without your PIN number?
Popularity: 119
Are credit card companies or banks required to keep on file the original credit application?
Popularity: 116
Is high credit card debt or a high car loan more detrimental to your credit score?
Popularity: 111
Why would your 25K credit card limit be reduced to 6K?
Popularity: 110
What can you do if your credit card company is suing you for nonpayment?
Popularity: 107
Can your request a list of charges from your credit card company?
Popularity: 106
Will returning item bought on a credit card affect your credit history?
Popularity: 105
Who is responsible for credit card debt if your spouse dies and the credit card is in his name only and husband leaves everything to his son?
Popularity: 102
Can you use your credit card to pay your monthly mortgage payment?
Popularity: 99
Does credit card jumping hurt your score?
Popularity: 98
What happens to the interest rate on your credit card if you've filed for Chapter 7 Bankruptcy?
Popularity: 96
Is it legal for a credit card company to garnish your wages?
Popularity: 96
How should you distribute credit card debt to improve your credit score?
Popularity: 96
If you cancel a credit card without activating it will it still appear on your credit report?
Popularity: 94
When a credit card has different balances and interest rates can you choose which balance to pay?
Popularity: 93
Does canceling inactive credit cards help your credit score?
Popularity: 93
Do some retailers not accept credit cards?
Popularity: 92
What happens if you get sued by the credit card company but you can not pay the debt?
Popularity: 92
What legal rights do credit card companies have to recover debt from someone's estate?
Popularity: 91
What should you do if someone is trying to get a credit card in your child's name?
Popularity: 90
If a 16 years old student had a young person card but he is now 18 when can he get a credit card?
Popularity: 89
How many numbers does a credit card normally have?
Popularity: 86
Can a retailer add a sur-charge to the sale price to take a credit card rather than cash?
Popularity: 86
Can pension benefits be garnished for a credit card debt?
Popularity: 85
What legal actions can the credit card company take against you if you have a large unpaid balance and choose to stop making payments?
Popularity: 84
Does applying for new credit cards hurt your score?
Popularity: 84
Can a credit card company freeze a banking account when SS and VA benefits are the deposits made in it?
Popularity: 83
Is it true that retailers can now charge the consumer for using a debit card for purchases without informing the consumer prior to use?
Popularity: 83
Does checking your credit report hurt your score?
Popularity: 82
Does having more than one credit card hurt your credit?
Popularity: 82
Can a credit card company file a lawsuit against someone who was not aware they suffered from severe depression before they obtained the cards and is a countersuit possible?
Popularity: 81
Can an heir assume an auto loan balance?
Popularity: 81
When does a credit card company start garnishing your wages?
Popularity: 80
Can a credit card company garnish wages without taking someone to court first?
Popularity: 80
Can you transfer your credit card balance to another person's card?
Popularity: 80
If you do not pay your credit card balance and leave the country can they sue you in the country you moved to?
Popularity: 79
Is it legal for a collections agency to threaten to send a wage assignment to your employer if you do not call them back tomorrow?
Popularity: 79
Can retailers legally give a discount for paying cash?
Popularity: 79
Is there a time limit for a business to submit charges on a credit card?
Popularity: 79
Should you use a program such as CCCS to pay off credit cards that have not been paid for a long time?
Popularity: 78
How do you get a credit card if you are under 18 and do not have credit?
Popularity: 77
If you close a credit card does the APR go to zero?
Popularity: 76
Do you need to write a letter to close your account?
Popularity: 76
Can you transfer your son's credit card balance to another card?
Popularity: 76
What does it mean if you receive a letter from the IRS stating you owe the exact amount that was 'charged off' four years ago on a credit card?
Popularity: 75
What does it mean when a credit card company closes your account?
Popularity: 75
If you didn't pay a credit card bill what should you do?
Popularity: 75
What questions do they ask you when you have to call to first activate a credit card?
Popularity: 74
Will a credit card company accept a lower payoff for a balance if the account is not past due but closed?
Popularity: 74
Is there a bank or other credit institution in the US that will issue credit cards without a social security number?
Popularity: 74
Is there a way to avoid paying late fees and over-balance fees on a credit card?
Popularity: 74
What should you do when you are aware of someone who has committed identity theft by getting a credit card in someone else's name?
Popularity: 74
Can a teenager get a credit card on her parent's account?
Popularity: 73
If your father gets an extra credit card for you on his account to purchase items for him can you be held responsible for his debt?
Popularity: 73
Will a store allow you to use someone else's credit card if he or she is not there with you?
Popularity: 72
If a couple is married and one has a credit card in his or her name only who is responsible for this bill?
Popularity: 72
If you get another card for an authorized user do they have the same credit limit as you?
Popularity: 71
Can a credit card continue to allow automatic charges on your account after you ask to have the account closed?
Popularity: 71
Who do you call if you discovered someone committing credit card fraud but you only have a card number and not the type of card or the issuing bank?
Popularity: 71
How does one get a credit card unfrozen?
Popularity: 71
Do you still have to pay a credit card debt after seven years?
Popularity: 71
If you are a minor and cannot pay your credit cards bills can they still hold you liable or responsible?
Popularity: 70
What are secured and collateral accounts?
Popularity: 70
Can a credit card company or debt collection agency sue you for an unpaid debt if you no longer live in the country where the debt was incurred?
Popularity: 69
What credit score do you need to have to get a credit card?
Popularity: 69
If you do not pay off your credit card in time what will the company do and what sort of rates can you expect to be charged with?
Popularity: 69
If you close out some of your credit card accounts and continue to pay them off will that increase your credit score?
Popularity: 69
Can they take your house if you do not pay your credit card?
Popularity: 68
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