Wiki Answers > Categories > Business and Finance > Personal Finance > Money Management > Credit > Credit and Debit Cards Questions

Credit and Debit Cards Questions

Total questions: 2730

What should a letter to close a credit card account include?
Popularity: 557

How do you report credit card fraud?
Popularity: 526

Can you get a credit card without a Social Security number?
Popularity: 387

How is your balance calculated to figure out the finance charge?
Popularity: 369

Can credit card companies garnish your wages or take away your house?
Popularity: 365

What happens if a person dies and has a lot of credit card debt?
Popularity: 363

Should you close credit card accounts that you are not using?
Popularity: 306

What will happen if you do not pay your credit cards?
Popularity: 301

Will settling a credit card debt hurt your credit?
Popularity: 298

Does cancelling a credit card you haven't used in a while lower your credit rating?
Popularity: 287

Can you lose your house for non-payment of a credit card?
Popularity: 275

Should you pay third-party collection agencies for your charged-off credit cards?
Popularity: 269

How does the credit card refund process work?
Popularity: 267

How do you dispute a credit card charge?
Popularity: 267

Should you get a secured credit card?
Popularity: 257

What should you do if your credit card is lost or stolen?
Popularity: 255

How do you stop random credit card inquiries like the ones who send credit card applications in the mail saying 'you've been pre-approved based on your credit rating'?
Popularity: 255

How long do charge offs stay on a credit report and when does the timeframe begin?
Popularity: 254

How should you choose a student credit card?
Popularity: 247

If you allow someone with poor credit history to be an authorized user on your credit card will it lower your credit score due to their poor history?
Popularity: 246

How can you obtain a Russel Simmons credit card?
Popularity: 244

How many numbers are there supposed to be on a credit card?
Popularity: 239

Can you be arrested for credit card debt?
Popularity: 233

Where can you get a credit card comparison?
Popularity: 230

Does transferring credit card balances affect your credit score?
Popularity: 229

How do you write a letter of hardship?
Popularity: 227

What is a credit card grace period?
Popularity: 227

Are you responsible for fraudulent credit card charges?
Popularity: 223

Will a credit card company accept a payoff of a certain percentage?
Popularity: 215

Do you have to pay off your credit cards if you are permanently leaving the country?
Popularity: 213

Are you responsible for your spouse's credit card debt after they die?
Popularity: 212

Should you do a credit card consolidation?
Popularity: 212

If you are behind on your credit card payments can they foreclose on your house?
Popularity: 211

What should you do if you are deep in credit card debt?
Popularity: 208

Can you increase security by not signing the back of your credit card?
Popularity: 208

Can you do a balance transfer from someone else's credit card?
Popularity: 207

How do you calculate what you'll pay in interest?
Popularity: 207

What happens if you cannot pay off your credit card debt?
Popularity: 206

How do you understand credit card application terminology?
Popularity: 206

Can a credit card company garnish your wages?
Popularity: 204

What is the highest interest rate allowed by law for an unpaid credit card?
Popularity: 202

What is the process for when a collection agency sues you for a credit card debt you owe?
Popularity: 201

Is there a time limitation on collecting a charge account?
Popularity: 201

If you have different balances with different rates on the same credit card can you choose which to pay down first?
Popularity: 198

What is an APR?
Popularity: 197

How do you avoid credit card fraud?
Popularity: 196

Will your credit score improve if you are an authorized user on a credit card account?
Popularity: 193

What does it mean to be pre-approved for a credit card?
Popularity: 192

How can you find out if you have a judgment against you?
Popularity: 191

Why is it harder to get a credit card than a car loan?
Popularity: 190

How can you find out how many credit cards have been issued in your name?
Popularity: 189

What is a delinquency credit card rate?
Popularity: 188

Can the authorized user be sued for charges on the credit card?
Popularity: 184

Where can you get help for a dispute with a credit card company?
Popularity: 184

How do you choose a credit card?
Popularity: 183

Why would a restaurant put a temporary charge on your credit card?
Popularity: 182

What do you do if someone steals your mail and gets a credit card in your name?
Popularity: 181

Do you need credit card insurance?
Popularity: 180

What happens when you are in a nursing home and can longer pay your credit cards?
Popularity: 177

How do you locate the mailing addresses of credit card companies with whom you have accounts?
Popularity: 175

How secure are credit cards?
Popularity: 174

Can a credit card company raise your APR because you have too much outstanding debt?
Popularity: 173

Can a credit card company audit you in Texas?
Popularity: 173

What is a credit card?
Popularity: 171

What should a college student know about credit cards?
Popularity: 168

Can your employer apply for a company credit card in your name without your permission?
Popularity: 165

If a credit card company writes off a debt can you still be sued by a collection agency?
Popularity: 165

Is credit card elimination a scam or legitimate?
Popularity: 153

Do you have to pay a credit card bill if you have left the country?
Popularity: 152

Can you get a credit card without a job?
Popularity: 148



Help answer questions

Please click on a question to help answer it. You don't need to be an expert and you don't need to sign up for anything. You just need to give a few minutes of your time.

Even if you don't have new information to contribute, you may be able to help improve someone else's answer. This is cooperative Credit and Debit Cards Q&A that is constantly being improved by like you.

Click here to browse the new Credit and Debit Cards questions or all unanswered business and finance questions.

Help answer future Credit and Debit Cards questions

Please share your Credit and Debit Cards knowledge, however humble, by helping to answer future questions. Click here to watch Credit and Debit Cards so that you'll be alerted when there are new questions and changes.