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Wiki Answers > Categories > Business and Finance > Personal Finance > Money Management > Loans > Auto Loans and Financing Questions

Auto Loans and Financing Questions

Subcategories of auto loans and financing:



Total questions: 1839

Will putting a big down payment on a car suffice even if you have a poor credit rating and a co-signer that has OK credit?
Popularity: 127

Is a person responsible for the remaining balance of a reaffirmed car loan when it is voluntarily returned to the dealer after a bankruptcy?
Popularity: 126

If the buyer is not making payments on time all the time and does not have a job and also does not have a driver's license how the cosigner get him removed from the car loan?
Popularity: 123

Do you have the right to request proof of the remaining balance of your contract because your last payment is due and is different than the contract?
Popularity: 121

Is high credit card debt or a high car loan more detrimental to your credit score?
Popularity: 111

Can Social Security benefits be garnished for a defaulted car loan?
Popularity: 103

In you signed a car loan for your daughter and added her as co-owner but she gets rid of the car and expects you to pay what are your rights?
Popularity: 84

How do you go about taking over another person's car payments?
Popularity: 77

Can you get a car loan with an open chapter 13 bankruptcy?
Popularity: 70

How do you sell a car that still has a large balance on the loan?
Popularity: 66

If someone is disabled and therefore unemployed but getting SSDI how can he obtain a person to person auto loan for a used car?
Popularity: 65

What happens to a loan on a car when the loan holder dies and there is no cosigner or insurance on the loan?
Popularity: 65

Can you get a vehicle retitled in your name only even though the lien is not paid?
Popularity: 64

Can you return a car if the dealership gave it to you to drive and two months later the bank still has not gotten the paperwork?
Popularity: 64

Are there any programs that give down payment assistance for a vehicle like they have for buying a house?
Popularity: 64

How do you take over car payments from someone else?
Popularity: 59

How can you get a loan on a paid-off vehicle?
Popularity: 59

Can an 18 year old with a full time job get a lease from a dealership for a new sports car?
Popularity: 58

If someone stops making payments on their car loan and you are the cosigner and your name is also on the title can you pay the loan off and take possession of the vehicle?
Popularity: 57

How do you get a car loan with an open bankruptcy a total loss car and no co-signer?
Popularity: 57

If you want to take over the payments on someone's vehicle is it possible to just add the person's name as the co-signer?
Popularity: 57

If you still owe on a car would you be able to trade it in for another vehicle and what would happen to the remaining balance?
Popularity: 56

How does your loan affect your co signers debt to income ratio?
Popularity: 56

When refinancing how much more should you put down for tax title and fees if the payoff amount is 8100 dollars?
Popularity: 56

What can you do if your car was stolen and you still owe on the loan but you need a car right away?
Popularity: 56

If you are the co-buyer on a vehicle with your spouse and you are considering a divorce what can you do to protect your credit?
Popularity: 56

If you have just moved to the USA from the UK and do not have a credit record can you establish credit with a car loan?
Popularity: 56

Does paying off your car loan improve your credit score?
Popularity: 55

Why do you have to repay for a car that was voluntarily given back and sold at auction and you will receive nothing in return?
Popularity: 55

How can you sell a car that you have a lien on and owe more than it is worth?
Popularity: 54

How soon can a car loan be refinanced?
Popularity: 52

If you owe more on your car than it's worth can you turn it in and lease a car and recover some of your money on that lease?
Popularity: 52

Can you return a used car to the dealer after finding out that there was a charge for 2000 dollars which was not explained?
Popularity: 52

Is there a grace period after buying a car that you can return it?
Popularity: 51

What happens if a car payment is refused and you are not late or delinquent?
Popularity: 51

How do you sell a car if you have a loan on it but it is worth more than you still owe?
Popularity: 51

What happens if the car is charged off but you still have the car and no one picks it up?
Popularity: 51

Can you refinance a car after less than a year of making payments and if so do you have to use the same lender?
Popularity: 51

Can you transfer a car loan to your name if you put all the money down on it?
Popularity: 51

What is the maximum amount of time for which you can take out a car loan?
Popularity: 50

If you are sixteen can you get a loan for a car if you have somebody with good credit who will cosign for you?
Popularity: 50

Can a car loan be refinanced even if the car was totaled to get lower interest?
Popularity: 50

If your car is stolen can the loan still continue and a new car be bought with the insurance money?
Popularity: 49

What will happen if you move out of the country stop making car payments and register a vehicle in Mexico if the dealer still holds the title?
Popularity: 49

What happens if you just cannot or do not want to pay for a car any more that you have a loan on?
Popularity: 49

How would you go about 'buying' your dad's car if he still owes the bank?
Popularity: 49

What does it mean if there are two liens on the title of a car you buy?
Popularity: 49

When an auto loan is in default in the state of NC is the buyer or co-buyer primarily responsible?
Popularity: 48

How can you get a new registration in a new state for a charged off car that has not been picked up by the finance company?
Popularity: 48

What rights does a secondary or co-buyer have should you decide to sell your truck?
Popularity: 48

If you have bought a car from an individual and signed a note with a payment date of the 15th of each month do you by law have a grace period?
Popularity: 48

How can you find out if your husband cosigned a car loan for an old girlfriend?
Popularity: 47

How will a bankruptcy 7 years ago with a current FICA score of 720 affect current car loan applications?
Popularity: 47

How would you get a loan if you are a minor and both of your parents have bad credit?
Popularity: 47

If you buy a car but do not have a driver's license can the car still be titled in your name?
Popularity: 47

Does a lease appear on your credit report?
Popularity: 47

What can you do if you are unable to continue making the payments but do not want to ruin the cosigner's credit?
Popularity: 47

What do you do with a charged off vehicle when the lein holder has the title and you have the vehicle?
Popularity: 46

Can you get a car loan if another company has the title?
Popularity: 46

What happens if you contact a finance company about your car loan they will be financing and tell them know you don't want them to finance it?
Popularity: 46

Can the bank report the car stolen if you default on a car loan?
Popularity: 46

Can you get a used car loan if you are currently unemployed but made W2 2004 87K and are willing to put one third down on a car?
Popularity: 46

If you get a co-signer for a car will you own the car and will it still help establish your credit?
Popularity: 46

If you will be unable to keep up with monthly payments for about three months is it likely that a lender will work something out with you?
Popularity: 46

Is a trust liable for a defaulted auto loan?
Popularity: 45

When you pay off a car loan should the lien holder send you clear title or do you have to go to the DMV and pay to have it removed?
Popularity: 45

How do you get your name off of an auto loan that you cosigned on if other party cannot get another loan and has nobody willing to take over as cosigner?
Popularity: 45

If a co-buyer sells a car and still owes 6000 after the sale of the car can the other co-buyer sue for the balance and win?
Popularity: 45 | Needs Answer

What happens to the down payment if you cancel your contract?
Popularity: 45

If you owe about 45K on a car that is only worth 32K and you can no longer afford the payments what options do you have?
Popularity: 45



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