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Do insurance rates go up in response to a ticket or in response to the points that the ticket entails? |
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Answer
Receive a speeding ticket and you can expect an increase in your insurance premiums. The amount of the increase depends on many factors including age, sex, type of car, prior tickets, etc.
Companies view these factor differently so it pays to shop around if you feel that your rates are too high. Keep in mind that a good agent is your best asset if something should happen.
Insurance companies assign points for the items on your MVR. These are completely from driver's license points. The more points, the higher your premiums. FYI not all states have a point system.
lwpat
Answer
Getting a ticket does not increase your insurance. Only being convicted of a crime does (or if you voluntarily plead to a crime).
First answer by Wayne Patterson. Last edit by anonymous. Question popularity: 119 [recommend question]
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